加拿大住房中介机构担心抵押贷款债务迅速增加，因为在家工作的趋势加剧了对大型房地产的竞争，并推高了郊区及其他地区的房价。自加拿大摆脱大萧条以来，家庭抵押贷款以最快的速度增长，原因是房主都被超低的借贷成本所吸引。去年12月，抵押贷款达到了1.67万亿加元，同比增长了7.6％。尽管加拿大抵押和住房公司（Canada Mortgage and Housing Corp.）表示，高收入家庭可能一直在推高价格，但住房机构表示，这将存在着无法负担债务的风险。
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